You can also fill out a copy of your own latest ITR you to have a great BIR stamp. In my opinion for this you to, you will need to see your RDO to track down stamped.

If you find yourself an excellent freelancer otherwise a business owner, you could submit a copy of the audited ITR and you will BIR stamp. We did not test this you to once the I was not the person who applied for the mortgage and that i failed to subscribe to getting co-debtor, however, In my opinion this should mean delivering the newest ITR, and simply to go on new safer top, the bookkeeping books, on the RDO.

When you’re operating, you may opt to fill out your own specialized 1 month pay sneak old at the least 90 days prior to day off software. Jay decided to fill out around three in order to seal the deal, haha! The guy and registered his COE in addition to them.

This can be to your 1st step. Pag-IBIG usually evaluate your submissions to check on your qualification to make use of getting a property financing.

After you have registered these data online, you will found a message prompting one pay money for this new processing fee. We paid Php step one,000. Be sure that you print a copy of confirmation of the payment. You will have to promote that it to Pag-IBIG , along with the other standards, after you have come acceptance to check out its work environment because of email address otherwise a visit.

Here are the data files that you need to provide Pag-IBIG after you’ve been expected add your write-ups physically:

1. The unique copies of the files republic bank of Columbus loans personal your filed regarding the very first processes, with the exception of the selfie. You ought to likewise have the ID photocopied.

2. A copy of your own Unique Power off Lawyer on the agent. (Whether your holder isnt on the Philippines)

The expense of notarization will depend on new agreed selling price of the property stipulated on your own bargain to sell.

Might and ask when deciding to take the pictures with your good ID once more. This time around, it might be their workers who’ll do the decide to try.

Appraisal phase

Given that table officer appears more than your posts and you can sees no inaccuracies, you are asked to cover appraisal payment. We repaid Php 2,000.

We were told to wait to have a call from one out of their staff regarding the plan of the house assessment. What takes place throughout the family assessment is that they will be sending agencies in order to see the house to see if it match its basic and requirements.

They called 3 days prior to it visited. The fresh new appraisers were at lay by 8AM. They went when you look at the, seemed the new proportions and you can don’t extremely correspond with us that much. They just went around to always check each space in your house.

Upcoming which was it. We were advised to go to due to their current email address if or not our very own financing might have been approved or otherwise not acknowledged; but not, it currently informed us that family we were seeking to get try in short supply of step one meter in width on the standards.

Mortgage Declined

We gotten a contact away from Pag-IBIG officially saying that brand new size of our house didn’t see their criteria, which is you to definitely. That has been the conclusion all of our feel……for the moment.

I thought turning in a page off reconsideration, however the current email address clearly stated that we had to address the latest material and agree to making the called for changes, and therefore we did not. So we had to undertake all of our fate and you can move forward.

Oh well, about we have gained a lifetime expertise that individuals normally use in the long run and illustrate all of our kids when it is the look to buy their residence. We had been, of course, upset, but we will remain the hopes until i in the end find the lay we can name family.